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An Essay in the Economics of Post-loss Minimization: An Analysis of the Effectiveness of the Insurance Law and Clauses


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Title: An Essay in the Economics of Post-loss Minimization: An Analysis of the Effectiveness of the Insurance Law and Clauses
Authors: Okura, Mahito
Authors (alternative): 大倉, 真人
Issue Date: Dec-2004
Publisher: Birla Institute of Management Technology (BIMTECH)
Citation: Journal of Insurance and Risk Management, Vol.3, Issue 5, pp.97-110, December 2004.
Abstract: This article proposes a simple model and an analysis of the incentive problem in terms of post-loss minimization in the insurance market. This essay discusses a model of the insurance market in which the insurer decides which of the two types of clause which are inconsistent with the commercial law, or no clause, best influences the insured's choice as to whether or not to make an effort to reduce the loss. The essay seeks to investigate the exogenous situations where the insurer presents these types of clause, or no clause, in terms of the incentive problem between insurer and insured.
URI: http://hdl.handle.net/10069/5622
Type: Journal Article
Text Version: author
Appears in Collections:Articles in academic journal

Citable URI : http://hdl.handle.net/10069/5622

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